Business Loans

Term lending for growth, acquisition, restructuring and working capital, secured or unsecured depending on circumstances.

Business Loans

Term lending structured around how your business actually trades

The right structure depends on whether you have security to offer and how quickly funds are needed. We compare secured, unsecured and asset-backed routes rather than defaulting to one.

We Structure

Why Business Loans Requires the Right Lender

What we arrange

  • Secured and unsecured term facilities
  • Funding for expansion, acquisition and refinance
  • Terms typically from 1 to 10 years
  • Fixed and variable rate options

Who this is for

  • Established businesses funding growth
  • Companies consolidating existing borrowing
  • Owners funding an acquisition or buyout

How London FS helps

The right structure depends on whether you have security to offer and how quickly funds are needed. We compare secured, unsecured and asset-backed routes rather than defaulting to one.

Important information

The Financial Conduct Authority (FCA) does not regulate some forms of Buy To Let, Commercial & Development Finance, Bridging Finance, Overseas/Foreign National Mortgages and Will Writing.

Dhavi Limited (trading as London FS) is authorised and regulated by the Financial Conduct Authority — firm number 628993. Registered in England, company number 7301914. Registered office: 7 Bell Yard, London, WC2A 2JR.

Clock

Secured and Unsecured Compared

We model both routes rather than defaulting to whichever is quickest.

Key person

Timed Around Your Accounts

Application timing relative to filed accounts materially affects the outcome.

Clipboard list

Personal Guarantee Negotiation

We push back on guarantee scope where there is room to.

Why Choose Us

Why Business Loans with London FS?

Business Loans requires more than access to lenders. It requires accurate interpretation of your circumstances and placement with a lender that genuinely understands them.

The right structure depends on whether you have security to offer and how quickly funds are needed. We compare secured, unsecured and asset-backed routes rather than defaulting to one.

Timeline

Beyond the High Street

Challenger banks and specialist funders with different risk appetites.

Clock

Structured to Cash Flow

Terms matched to how revenue arrives, not a standard amortisation.

Target

Whole-of-Market Pricing

Business lending pricing varies enormously for identical covenants.

Our Clients

Who Benefits from Business Loans

Established Trading Businesses

Companies Consolidating Borrowing

Owners Funding Acquisitions

Testimonials

Client Experiences That Speak for Themselves

Contact Us

Fund Growth on the Right Terms

Term lending for growth, acquisition, restructuring and working capital, secured or unsecured depending on circumstances.

Our Services

Related Commercial Finance Services

Our Commercial Finance services are structured around real client circumstances rather than product categories, with independent advice across the whole of market.

News & Blogs

Latest Financial News & Blogs

FAQ

Frequently Asked Questions on Business Loans

How much can a business borrow?

Typically a multiple of profit or turnover, materially higher where property security is available.

Unsecured facilities can complete within days. Secured lending usually takes several weeks.

Commonly, yes, particularly for limited company borrowing without property security.

Commonly a multiple of adjusted profit, materially higher where property security is available.

Considerably. Applying shortly after strong accounts are filed usually produces better terms.

For limited company borrowing, almost always, though scope can sometimes be limited.

Options are far narrower without trading history, and usually require security or a guarantee.

It varies by lender. We flag this before you commit as it affects total cost materially.

Unsecured facilities within days; secured lending typically four to eight weeks.