Business Loans
Term lending for growth, acquisition, restructuring and working capital, secured or unsecured depending on circumstances.
The right structure depends on whether you have security to offer and how quickly funds are needed. We compare secured, unsecured and asset-backed routes rather than defaulting to one.
Why Business Loans Requires the Right Lender
What we arrange
- Secured and unsecured term facilities
- Funding for expansion, acquisition and refinance
- Terms typically from 1 to 10 years
- Fixed and variable rate options
Who this is for
- Established businesses funding growth
- Companies consolidating existing borrowing
- Owners funding an acquisition or buyout
How London FS helps
The right structure depends on whether you have security to offer and how quickly funds are needed. We compare secured, unsecured and asset-backed routes rather than defaulting to one.
Important information
The Financial Conduct Authority (FCA) does not regulate some forms of Buy To Let, Commercial & Development Finance, Bridging Finance, Overseas/Foreign National Mortgages and Will Writing.
Dhavi Limited (trading as London FS) is authorised and regulated by the Financial Conduct Authority — firm number 628993. Registered in England, company number 7301914. Registered office: 7 Bell Yard, London, WC2A 2JR.

Secured and Unsecured Compared
We model both routes rather than defaulting to whichever is quickest.

Timed Around Your Accounts
Application timing relative to filed accounts materially affects the outcome.

Personal Guarantee Negotiation
We push back on guarantee scope where there is room to.
Why Business Loans with London FS?
Business Loans requires more than access to lenders. It requires accurate interpretation of your circumstances and placement with a lender that genuinely understands them.
The right structure depends on whether you have security to offer and how quickly funds are needed. We compare secured, unsecured and asset-backed routes rather than defaulting to one.

Beyond the High Street
Challenger banks and specialist funders with different risk appetites.

Structured to Cash Flow
Terms matched to how revenue arrives, not a standard amortisation.

Whole-of-Market Pricing
Business lending pricing varies enormously for identical covenants.
Who Benefits from Business Loans
Established Trading Businesses
Companies Consolidating Borrowing
Owners Funding Acquisitions
I would highly recommend Amar Dhanota as a mortgage broker to anyone looking to purchase a property. Amar helped me through the process of buying my flat and was absolutely brilliant from start to finish.
What stood out most was her dedication — she stayed on my case for as long as it took, tirelessly searching to find the best possible deal for me. She never made me feel rushed or like just another client. Instead, she gave my situation the time and attention it deserved.
If you’re looking for a mortgage broker who genuinely goes the extra mile and puts your best interests first, look no further than Amar. I can’t thank her enough!
I cannot recommend Amar highly enough. From start to finish she has been an absolute star — always available on the phone, patient, calm and reassuring no matter how many questions I had. Her knowledge and guidance made a stressful process so much easier, and nothing was ever too big an ask.
What really stood out is how Amar went above and beyond her remit. Even once her part of the process was technically complete, she continued to check in, support me and smooth out other areas that weren’t even her responsibility. That level of care and dedication is rare and invaluable.
Thanks to Amar, what could have been overwhelming felt manageable and clear. I would recommend her without hesitation to anyone looking for a broker who genuinely has your back throughout the journey.
Another Project, completed and with Amar’s help we got it over the line! Amar always goes over and above to get the job done, and I come with many issues we spoke so much he must of thought he was a full-time employee of mine. (sorry) Next one will be simple
I have already recommended him and London FS- Property Finance to others, highly recommended and 5 star service. Thank you.
Great Service from Amar and Anita. From Day 1 to completion very clear, and efficent in timing
Quick responses and regular updates. Couldn’t be more thankful as they helped me complete within no time. Also great resources for legal and other solutions if required
Amar, from London Finances Solutions has just helped me a second time with arranging my mortgage and was just as efficient as the first. She makes things as clear and easy as possible, always quick at responding to any questions and is very quick at finding the best deal to fit my needs and generally makes the whole process very smooth. I would highly recommend to anyone seeking mortgage advice and will certainly be returning in the future.
Want to thanks Amar (and LFS) for excellent service. He is master in his trade. He not only helped me through end to end journey of Mortgage but also have provided his valuable suggestion on aligned aspect in my house buying journey. Benefit of clients is always at centre of his heart. Although I have completed my purchase but think this good service relationship will go long way.
Thanks Amar for great help!
Excellent service from LFS – specifically Amar. As first time buyers, there where a lot of nerves and uncertainty – but this was all taken care of by Amar. She guided us along every step of the way and ensured that our application went through as smoothly as possible and in a timely manner.
What stood out was – nothing was ever ‘too much’ of a problem for Amar – rather it was ‘lets see how I can help’. Buying your first house can be really stressful but now we’re in , we’re looking back and thinking we couldn’t have done it without the support and professionalism from LFS.
Would highly recommend LFS to anyone. Thank you to the entire team.
I would highly recommend Amar at London Finance Solutions. Amar was so helpful and friendly in directing us through our mortgage and life insurance application. Amar was highly professional from start to finish and always got back to us straight away with any concern that we might have. Thanks Amar!
Fund Growth on the Right Terms
Term lending for growth, acquisition, restructuring and working capital, secured or unsecured depending on circumstances.
Related Commercial Finance Services
Our Commercial Finance services are structured around real client circumstances rather than product categories, with independent advice across the whole of market.
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Frequently Asked Questions on Business Loans
How much can a business borrow?
Typically a multiple of profit or turnover, materially higher where property security is available.
How long does approval take?
Unsecured facilities can complete within days. Secured lending usually takes several weeks.
Is a personal guarantee required?
Commonly, yes, particularly for limited company borrowing without property security.
How much can my business borrow?
Commonly a multiple of adjusted profit, materially higher where property security is available.
Does filed accounts timing matter?
Considerably. Applying shortly after strong accounts are filed usually produces better terms.
Will directors need to give guarantees?
For limited company borrowing, almost always, though scope can sometimes be limited.
Can start-ups borrow?
Options are far narrower without trading history, and usually require security or a guarantee.
Are there early repayment charges?
It varies by lender. We flag this before you commit as it affects total cost materially.
How long does approval take?
Unsecured facilities within days; secured lending typically four to eight weeks.
More Specialist Finance Services
Every facility we arrange within Specialist Finance.
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