Which Banks Offer Bridging Loans
Most high-street banks do not offer bridging finance. The market is served by specialist lenders, challenger banks and private banks, each with different appetite.
Which Banks Offer Bridging Loans
An honest guide to who actually lends, and on what terms
We hold relationships across more than 200 lenders including bridging specialists that do not deal directly with borrowers. Comparing them properly requires knowing current appetite, not just published criteria.
Why the Right Bridging Lender Matters
What we arrange
- Access to specialist bridging lenders not available direct to the public
- Private bank facilities for high-net-worth borrowers
- Challenger bank and institutional funding lines
- Whole-of-market comparison across pricing and structure
Who this is for
- Borrowers whose own bank does not offer bridging finance
- Clients comparing options across the market
- Those unsure whether bridging or a term product is appropriate
How London FS helps
We hold relationships across more than 200 lenders including bridging specialists that do not deal directly with borrowers. Comparing them properly requires knowing current appetite, not just published criteria.
Important information
The Financial Conduct Authority (FCA) does not regulate some forms of Buy To Let, Commercial & Development Finance, Bridging Finance, Overseas/Foreign National Mortgages and Will Writing.
Dhavi Limited (trading as London FS) is authorised and regulated by the Financial Conduct Authority — firm number 628993. Registered in England, company number 7301914. Registered office: 7 Bell Yard, London, WC2A 2JR.
Access to Intermediary-Only Lenders
Many specialist bridging lenders do not accept direct applications at all.
200+ Lender Relationships
Comparison based on current appetite, not just published criteria.
Protecting Your Credit File
We approach only lenders with genuine appetite rather than applying broadly.
Why Choose London FS for Bridging Finance?
Which Banks Offer Bridging Loans requires more than access to lenders. It requires accurate interpretation of your circumstances and placement with a lender that genuinely understands them.
We hold relationships across more than 200 lenders including bridging specialists that do not deal directly with borrowers. Comparing them properly requires knowing current appetite, not just published criteria.
Bridging Versus Term Assessed
Sometimes a term product is the better answer and we will say so.
Private Bank Routes
For higher-value cases, access that is not available on the open market.
Independent, Whole-of-Market View
No lender owns us and no panel restricts what we can recommend.
Who Benefits from Whole-of-Market Access
Borrowers Comparing the Whole Market
Clients Comparing Options
Those Unsure Which Product Fits
Another Project, completed and with Amar’s help we got it over the line! Amar always goes over and above to get the job done, and I come with many issues 
we spoke so much he must of thought he was a full-time employee of mine. (sorry) Next one will be simple 
I have already recommended him and London FS- Property Finance to others, highly recommended and 5 star service. Thank you.
Compare the Whole Bridging Market
Most high-street banks do not offer bridging finance. The market is served by specialist lenders, challenger banks and private banks, each with different appetite.
Related Bridging/Development Finance Services
Our Bridging/Development Finance services are structured around real client circumstances rather than product categories, with independent advice across the whole of market.
Latest Financial News & Blogs
Useful Financial Tools & Calculator
Frequently Asked Questions on Bridging Lenders
Why will my bank not offer bridging?
Short-term lending sits outside most high-street risk models. It is a specialist product rather than a mainstream one.
Is going direct cheaper?
Rarely. Many specialist lenders operate on an intermediary-only basis and do not accept direct applications.
How many lenders will you approach?
Only those with genuine appetite for your case. Multiple simultaneous applications can harm the outcome.
Do any high-street banks offer bridging?
A small number do for existing private banking clients, but it is not a mainstream high-street product.
Are broker-only lenders more expensive?
Generally no. Their distribution costs are lower, which frequently offsets any intermediary fee.
How do I know I am getting the best terms?
We show you the comparison, including the lenders we did not recommend and why.
Do you charge a fee?
Any fee is disclosed in writing before you commit to anything, alongside the lender options available.
Can I approach lenders myself as well?
You can, but multiple simultaneous applications leave credit footprints and can weaken your position.
How many lenders do you hold relationships with?
Over 200 across mortgages, bridging, commercial and specialist finance.