Straightforward, jargon-free guides to protecting your health and your income. Written by the London FS team for UK families, self-employed professionals and company directors — covering what private medical insurance does, what it costs and how it compares with the NHS.
Private Medical Insurance: What It Does and Why It Can Matter for Your Family
What PMI is, what it does, and why more UK families are considering it alongside the NHS.
Private Medical Insurance vs NHS vs Self-Funding: What’s the Difference?
The three ways to access planned healthcare in the UK, compared: cost, waiting times, choice and pre-existing conditions.
What Does Private Medical Insurance Actually Cover? A Straightforward UK Guide
Outpatient cover, scans, cancer care, physiotherapy, mental health, hospital lists — and the exclusions to check before you buy.
How Much Does Private Medical Insurance Cost in the UK? 2026 Guide
What drives a PMI premium — age, postcode, excess, hospital list and level of cover — plus sensible ways to bring the cost down.
Private Medical Insurance for the Self-Employed and Company Directors: Is It Worth It?
How PMI works for business owners: company-paid cover, tax considerations and how it differs from income protection.