Bridging Loans for Commercial Property
Short-term funding secured against offices, retail, industrial and mixed-use property, typically ahead of refinance onto a commercial mortgage.
Bridging Loans for Commercial Property
Short-term funding against offices, retail and industrial assets
Commercial bridging turns on the strength of the asset and the credibility of the exit. We package tenancy schedules, valuations and exit evidence so the lender can price accurately first time.
Why Bridging Loans for Commercial Property Requires the Right Lender
What we arrange
- Facilities against offices, retail, industrial and mixed-use assets
- Funding for purchase, refinance or capital raising
- Vacant-property and part-let lending
- Exit onto a commercial term mortgage or sale
Who this is for
- Investors acquiring commercial assets at speed
- Owner-occupiers purchasing premises ahead of a longer-term facility
- Landlords repositioning a vacant or part-let building
How London FS helps
Commercial bridging turns on the strength of the asset and the credibility of the exit. We package tenancy schedules, valuations and exit evidence so the lender can price accurately first time.
Important information
The Financial Conduct Authority (FCA) does not regulate some forms of Buy To Let, Commercial & Development Finance, Bridging Finance, Overseas/Foreign National Mortgages and Will Writing.
Dhavi Limited (trading as London FS) is authorised and regulated by the Financial Conduct Authority — firm number 628993. Registered in England, company number 7301914. Registered office: 7 Bell Yard, London, WC2A 2JR.

Vacant and Part-Let Lending
Vacancy affects pricing but does not prevent funding with the right lender.

Full Asset Class Coverage
Offices, retail, industrial and mixed-use, including more unusual property types.

Tenancy Schedules Presented Properly
We package income evidence so lenders price accurately at first pass.
Why Bridging Loans for Commercial Property with London FS?
Bridging Loans for Commercial Property requires more than access to lenders. It requires accurate interpretation of your circumstances and placement with a lender that genuinely understands them.
Commercial bridging turns on the strength of the asset and the credibility of the exit. We package tenancy schedules, valuations and exit evidence so the lender can price accurately first time.

Exit to Term Debt Planned
The commercial mortgage exit is mapped before the bridge is drawn.

Speed on Commercial Assets
Completion timelines that let you compete for assets sold at pace.

Whole-of-Market Comparison
Commercial bridging pricing varies enormously. We benchmark across the market.
Who Benefits from Bridging Loans for Commercial Property
Commercial Property Investors
Owner-Occupiers Buying Premises
Landlords Repositioning Assets
I would highly recommend Amar Dhanota as a mortgage broker to anyone looking to purchase a property. Amar helped me through the process of buying my flat and was absolutely brilliant from start to finish.
What stood out most was her dedication — she stayed on my case for as long as it took, tirelessly searching to find the best possible deal for me. She never made me feel rushed or like just another client. Instead, she gave my situation the time and attention it deserved.
If you’re looking for a mortgage broker who genuinely goes the extra mile and puts your best interests first, look no further than Amar. I can’t thank her enough!
I cannot recommend Amar highly enough. From start to finish she has been an absolute star — always available on the phone, patient, calm and reassuring no matter how many questions I had. Her knowledge and guidance made a stressful process so much easier, and nothing was ever too big an ask.
What really stood out is how Amar went above and beyond her remit. Even once her part of the process was technically complete, she continued to check in, support me and smooth out other areas that weren’t even her responsibility. That level of care and dedication is rare and invaluable.
Thanks to Amar, what could have been overwhelming felt manageable and clear. I would recommend her without hesitation to anyone looking for a broker who genuinely has your back throughout the journey.
Another Project, completed and with Amar’s help we got it over the line! Amar always goes over and above to get the job done, and I come with many issues we spoke so much he must of thought he was a full-time employee of mine. (sorry) Next one will be simple
I have already recommended him and London FS- Property Finance to others, highly recommended and 5 star service. Thank you.
Great Service from Amar and Anita. From Day 1 to completion very clear, and efficent in timing
Quick responses and regular updates. Couldn’t be more thankful as they helped me complete within no time. Also great resources for legal and other solutions if required
Amar, from London Finances Solutions has just helped me a second time with arranging my mortgage and was just as efficient as the first. She makes things as clear and easy as possible, always quick at responding to any questions and is very quick at finding the best deal to fit my needs and generally makes the whole process very smooth. I would highly recommend to anyone seeking mortgage advice and will certainly be returning in the future.
Want to thanks Amar (and LFS) for excellent service. He is master in his trade. He not only helped me through end to end journey of Mortgage but also have provided his valuable suggestion on aligned aspect in my house buying journey. Benefit of clients is always at centre of his heart. Although I have completed my purchase but think this good service relationship will go long way.
Thanks Amar for great help!
Excellent service from LFS – specifically Amar. As first time buyers, there where a lot of nerves and uncertainty – but this was all taken care of by Amar. She guided us along every step of the way and ensured that our application went through as smoothly as possible and in a timely manner.
What stood out was – nothing was ever ‘too much’ of a problem for Amar – rather it was ‘lets see how I can help’. Buying your first house can be really stressful but now we’re in , we’re looking back and thinking we couldn’t have done it without the support and professionalism from LFS.
Would highly recommend LFS to anyone. Thank you to the entire team.
I would highly recommend Amar at London Finance Solutions. Amar was so helpful and friendly in directing us through our mortgage and life insurance application. Amar was highly professional from start to finish and always got back to us straight away with any concern that we might have. Thanks Amar!
Secure the Asset, Then Refinance
Short-term funding secured against offices, retail, industrial and mixed-use property, typically ahead of refinance onto a commercial mortgage.
Related Bridging/Development Finance Services
Our Bridging/Development Finance services are structured around real client circumstances rather than product categories, with independent advice across the whole of market.
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Frequently Asked Questions on Bridging Loans for Commercial Property
Can vacant commercial property be funded?
Yes. Vacancy affects loan-to-value and pricing but does not prevent lending.
What loan-to-value is available?
Typically up to 65–70% of value on commercial security, higher where additional assets are charged.
Is commercial bridging regulated?
Lending secured on commercial property for business purposes is generally unregulated.
What loan-to-value applies to commercial security?
Typically up to 65-70%, though this reduces for specialist or single-use buildings.
Are specialist property types fundable?
Often, yes, though care homes, petrol stations and leisure assets attract a narrower lender group and lower leverage.
Is an environmental survey required?
For industrial or former industrial sites, frequently yes. We flag this early as it affects timelines.
Can part-let buildings be funded?
Yes. Partial vacancy affects pricing but is routine for commercial bridging lenders.
How is the exit assessed?
Lenders want evidence of either an agreed term facility or a credible sale strategy before drawing funds.
Can VAT on the purchase be funded?
Sometimes, and where not, we can arrange a separate short-term VAT facility alongside.
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Every facility we arrange within Specialist Finance.
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