Bridging Loans for Commercial Property

Short-term funding secured against offices, retail, industrial and mixed-use property, typically ahead of refinance onto a commercial mortgage.

Bridging Loans for Commercial Property

Short-term funding against offices, retail and industrial assets

Commercial bridging turns on the strength of the asset and the credibility of the exit. We package tenancy schedules, valuations and exit evidence so the lender can price accurately first time.

We Structure

Why Bridging Loans for Commercial Property Requires the Right Lender

What we arrange

  • Facilities against offices, retail, industrial and mixed-use assets
  • Funding for purchase, refinance or capital raising
  • Vacant-property and part-let lending
  • Exit onto a commercial term mortgage or sale

Who this is for

  • Investors acquiring commercial assets at speed
  • Owner-occupiers purchasing premises ahead of a longer-term facility
  • Landlords repositioning a vacant or part-let building

How London FS helps

Commercial bridging turns on the strength of the asset and the credibility of the exit. We package tenancy schedules, valuations and exit evidence so the lender can price accurately first time.

Important information

The Financial Conduct Authority (FCA) does not regulate some forms of Buy To Let, Commercial & Development Finance, Bridging Finance, Overseas/Foreign National Mortgages and Will Writing.

Dhavi Limited (trading as London FS) is authorised and regulated by the Financial Conduct Authority — firm number 628993. Registered in England, company number 7301914. Registered office: 7 Bell Yard, London, WC2A 2JR.

Clock

Vacant and Part-Let Lending

Vacancy affects pricing but does not prevent funding with the right lender.

Key person

Full Asset Class Coverage

Offices, retail, industrial and mixed-use, including more unusual property types.

Clipboard list

Tenancy Schedules Presented Properly

We package income evidence so lenders price accurately at first pass.

Why Choose Us

Why Bridging Loans for Commercial Property with London FS?

Bridging Loans for Commercial Property requires more than access to lenders. It requires accurate interpretation of your circumstances and placement with a lender that genuinely understands them.

Commercial bridging turns on the strength of the asset and the credibility of the exit. We package tenancy schedules, valuations and exit evidence so the lender can price accurately first time.

Timeline

Exit to Term Debt Planned

The commercial mortgage exit is mapped before the bridge is drawn.

Clock

Speed on Commercial Assets

Completion timelines that let you compete for assets sold at pace.

Target

Whole-of-Market Comparison

Commercial bridging pricing varies enormously. We benchmark across the market.

Our Clients

Who Benefits from Bridging Loans for Commercial Property

Commercial Property Investors

Owner-Occupiers Buying Premises

Landlords Repositioning Assets

Testimonials

Client Experiences That Speak for Themselves

Contact Us

Secure the Asset, Then Refinance

Short-term funding secured against offices, retail, industrial and mixed-use property, typically ahead of refinance onto a commercial mortgage.

Our Services

Related Bridging/Development Finance Services

Our Bridging/Development Finance services are structured around real client circumstances rather than product categories, with independent advice across the whole of market.

News & Blogs

Latest Financial News & Blogs

FAQ

Frequently Asked Questions on Bridging Loans for Commercial Property

Can vacant commercial property be funded?

Yes. Vacancy affects loan-to-value and pricing but does not prevent lending.

Typically up to 65–70% of value on commercial security, higher where additional assets are charged.

Lending secured on commercial property for business purposes is generally unregulated.

Typically up to 65-70%, though this reduces for specialist or single-use buildings.

Often, yes, though care homes, petrol stations and leisure assets attract a narrower lender group and lower leverage.

For industrial or former industrial sites, frequently yes. We flag this early as it affects timelines.

Yes. Partial vacancy affects pricing but is routine for commercial bridging lenders.

Lenders want evidence of either an agreed term facility or a credible sale strategy before drawing funds.

Sometimes, and where not, we can arrange a separate short-term VAT facility alongside.