Bridging Loans for Downsizing

Downsizing often means finding the right smaller property before the family home has sold. A bridging facility removes that dependency.

Bridging Loans for Downsizing

Buy the right property without discounting your own

We structure the facility so interest accrues rather than being paid monthly, which keeps cash flow intact while your existing property is marketed properly rather than discounted for speed.

We Structure

Why Bridging Loans for Downsizing Requires the Right Lender

What we arrange

Funding to purchase before your existing home sells
Interest rolled up so there are no monthly payments
Terms aligned to a realistic sale period
Repayment from sale proceeds

Who this is for

Homeowners who have found the right property but not yet sold
Clients who want to avoid a chain or a rushed sale
Those moving to a retirement or lifestyle property

How London FS helps

We structure the facility so interest accrues rather than being paid monthly, which keeps cash flow intact while your existing property is marketed properly rather than discounted for speed.

Important information

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The Financial Conduct Authority (FCA) does not regulate some forms of Buy To Let, Commercial & Development Finance, Bridging Finance, Overseas/Foreign National Mortgages and Will Writing.

Dhavi Limited (trading as London FS) is authorised and regulated by the Financial Conduct Authority — firm number 628993. Registered in England, company number 7301914. Registered office: 7 Bell Yard, London, WC2A 2JR.

Why Choose Us

Why Bridging Loans for Downsizing with London FS?

Bridging Loans for Downsizing requires more than access to lenders. It requires accurate interpretation of your circumstances and placement with a lender that genuinely understands them.

We structure the facility so interest accrues rather than being paid monthly, which keeps cash flow intact while your existing property is marketed properly rather than discounted for speed.

Our Clients

Who Benefits from Bridging Loans for Downsizing

Homeowners Downsizing

Buyers Avoiding a Chain

Clients Moving to Retirement Property

Testimonials

Client Experiences That Speak for Themselves

I would highly recommend Amar Dhanota as a mortgage broker to anyone looking to purchase a property. Amar helped me through the process of buying my flat and was absolutely brilliant from start to finish.

What stood out most was her dedication — she stayed on my case for as long as it took, tirelessly searching to find the best possible deal for me. She never made me feel rushed or like just another client. Instead, she gave my situation the time and attention it deserved.

If you’re looking for a mortgage broker who genuinely goes the extra mile and puts your best interests first, look no further than Amar. I can’t thank her enough!

Aleksandar Tomić

CLIENT

I cannot recommend Amar highly enough. From start to finish she has been an absolute star — always available on the phone, patient, calm and reassuring no matter how many questions I had. Her knowledge and guidance made a stressful process so much easier, and nothing was ever too big an ask.

What really stood out is how Amar went above and beyond her remit. Even once her part of the process was technically complete, she continued to check in, support me and smooth out other areas that weren’t even her responsibility. That level of care and dedication is rare and invaluable.

Thanks to Amar, what could have been overwhelming felt manageable and clear. I would recommend her without hesitation to anyone looking for a broker who genuinely has your back throughout the journey.

Ohemaa Abrefa

CLIENT

Another Project, completed and with Amar’s help we got it over the line! Amar always goes over and above to get the job done, and I come with many issues we spoke so much he must of thought he was a full-time employee of mine. (sorry) Next one will be simple I have already recommended him and London FS- Property Finance to others, highly recommended and 5 star service. Thank you.

Maura Walsh

CLIENT

Great Service from Amar and Anita. From Day 1 to completion very clear, and efficent in timing

Quick responses and regular updates. Couldn’t be more thankful as they helped me complete within no time. Also great resources for legal and other solutions if required

Jangir Choudry

CLIENT

Amar, from London Finances Solutions has just helped me a second time with arranging my mortgage and was just as efficient as the first. She makes things as clear and easy as possible, always quick at responding to any questions and is very quick at finding the best deal to fit my needs and generally makes the whole process very smooth. I would highly recommend to anyone seeking mortgage advice and will certainly be returning in the future.

Matthew Astle

CLIENT

Want to thanks Amar (and LFS) for excellent service. He is master in his trade. He not only helped me through end to end journey of Mortgage but also have provided his valuable suggestion on aligned aspect in my house buying journey. Benefit of clients is always at centre of his heart. Although I have completed my purchase but think this good service relationship will go long way.

Thanks Amar for great help!

Swapnil Patil

CLIENT

Excellent service from LFS – specifically Amar. As first time buyers, there where a lot of nerves and uncertainty – but this was all taken care of by Amar. She guided us along every step of the way and ensured that our application went through as smoothly as possible and in a timely manner.

What stood out was – nothing was ever ‘too much’ of a problem for Amar – rather it was ‘lets see how I can help’. Buying your first house can be really stressful but now we’re in , we’re looking back and thinking we couldn’t have done it without the support and professionalism from LFS.

Would highly recommend LFS to anyone. Thank you to the entire team.

Abul Hassan

CLIENT

I would highly recommend Amar at London Finance Solutions. Amar was so helpful and friendly in directing us through our mortgage and life insurance application. Amar was highly professional from start to finish and always got back to us straight away with any concern that we might have. Thanks Amar!

Sophie

CLIENT

Move Without Selling Under Pressure

Downsizing often means finding the right smaller property before the family home has sold. A bridging facility removes that dependency.

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Our Bridging/Development Finance services are structured around real client circumstances rather than product categories, with independent advice across the whole of market.