Fast Bridging Loans
When a purchase depends on speed, a bridging facility can often be agreed in principle within 24 hours and completed in a matter of days.
We hold relationships with specialist bridging lenders who price and underwrite quickly, and we present a case in the format each lender expects. That preparation is usually what separates a two-week completion from a two-month one.
Why Fast Bridging Loans Requires the Right Lender
What we arrange
- Short-term facilities from £100,000 upwards
- Agreements in principle typically within 24–48 hours
- Dual legal representation to compress timelines
- First and second charge options
- Terms usually from 3 to 24 months
Who this is for
- Buyers facing a fixed completion deadline
- Clients who have lost a chain and risk losing a purchase
- Investors competing against cash buyers
- Borrowers whose existing lender has withdrawn late
How London FS helps
We hold relationships with specialist bridging lenders who price and underwrite quickly, and we present a case in the format each lender expects. That preparation is usually what separates a two-week completion from a two-month one.
Important information
The Financial Conduct Authority (FCA) does not regulate some forms of Buy To Let, Commercial & Development Finance, Bridging Finance, Overseas/Foreign National Mortgages and Will Writing.
Dhavi Limited (trading as London FS) is authorised and regulated by the Financial Conduct Authority — firm number 628993. Registered in England, company number 7301914. Registered office: 7 Bell Yard, London, WC2A 2JR.
Lenders Who Genuinely Move Fast
We know which funders can issue terms within 24 hours and which only claim to.
Cases Packaged for Speed
Valuation, legals and exit evidence prepared upfront so underwriting is not paused.
Dual Representation Where It Helps
Using one firm for both sides can remove a week or more from the timeline.
Why Fast Bridging Loans with London FS?
Fast Bridging Loans requires more than access to lenders. It requires accurate interpretation of your circumstances and placement with a lender that genuinely understands them.
We hold relationships with specialist bridging lenders who price and underwrite quickly, and we present a case in the format each lender expects. That preparation is usually what separates a two-week completion from a two-month one.
Realistic Timelines, Stated Upfront
We will tell you honestly whether your deadline is achievable before you commit.
Exit Planned From Day One
A credible repayment route is agreed at the outset, not negotiated later.
Direct Lines to Credit
Relationships that let us escalate a case rather than wait in a queue.
Who Benefits from Fast Bridging Loans
Buyers Facing Fixed Deadlines
Investors Competing With Cash Buyers
Clients Let Down Late by a Lender
Another Project, completed and with Amar’s help we got it over the line! Amar always goes over and above to get the job done, and I come with many issues 
we spoke so much he must of thought he was a full-time employee of mine. (sorry) Next one will be simple 
I have already recommended him and London FS- Property Finance to others, highly recommended and 5 star service. Thank you.
Move at the Speed Your Purchase Demands
When a purchase depends on speed, a bridging facility can often be agreed in principle within 24 hours and completed in a matter of days.
Related Bridging/Development Finance Services
Our Bridging/Development Finance services are structured around real client circumstances rather than product categories, with independent advice across the whole of market.
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Frequently Asked Questions on Fast Bridging Loans
How quickly can a bridging loan complete?
Where valuation and legal work run smoothly, completion in 5 to 10 working days is realistic. The limiting factor is almost always conveyancing rather than the lender.
What security is required?
A charge over property. This may be the asset being purchased, an existing property, or a combination of both.
What is the exit?
Every bridging facility requires a credible repayment route, usually refinance onto a longer-term product or sale of an asset. Lenders will assess this closely.
Is a valuation always required?
Almost always, though some lenders accept desktop or automated valuations on straightforward residential security, which saves several days.
What are typical arrangement fees?
Commonly 1-2% of the facility, plus legal and valuation costs. We set out the full cost before you commit.
Can a bridging loan be repaid early?
Yes. Most facilities allow early repayment, though many carry a minimum interest period of one to three months.
Will a poor credit history prevent lending?
Not usually. Bridging is secured on the asset and the exit, so adverse credit is far less restrictive than on a mortgage.
Can I borrow against a property I already own?
Yes. Raising capital against an existing unencumbered or low-geared property is one of the fastest routes to funds.
What happens if I cannot repay on time?
Speak to us early. Extensions are often possible, but they carry cost and lenders take a dim view of late contact.