Unsecured Business Loans
Funding without property security, decided on trading performance and typically completed within days.
Unsecured lending is priced on trading strength and is far more sensitive to filed accounts and bank conduct than secured lending. We advise on timing an application around your accounts.
Why Unsecured Business Loans Requires the Right Lender
What we arrange
- Facilities without a charge over property
- Decisions frequently within 24–48 hours
- Terms usually from 1 to 5 years
- Funding for working capital, stock and growth
Who this is for
- Businesses without property to offer as security
- Companies needing funds quickly
- Owners who prefer not to charge personal assets
How London FS helps
Unsecured lending is priced on trading strength and is far more sensitive to filed accounts and bank conduct than secured lending. We advise on timing an application around your accounts.
Important information
The Financial Conduct Authority (FCA) does not regulate some forms of Buy To Let, Commercial & Development Finance, Bridging Finance, Overseas/Foreign National Mortgages and Will Writing.
Dhavi Limited (trading as London FS) is authorised and regulated by the Financial Conduct Authority — firm number 628993. Registered in England, company number 7301914. Registered office: 7 Bell Yard, London, WC2A 2JR.

Decisions in 24 to 48 Hours
Genuine speed where the trading profile is strong.

No Charge Over Property
Personal and business assets left unencumbered.

Bank Conduct Presented Well
Unsecured lending is highly sensitive to how your statements read.
Why Unsecured Business Loans with London FS?
Unsecured Business Loans requires more than access to lenders. It requires accurate interpretation of your circumstances and placement with a lender that genuinely understands them.
Unsecured lending is priced on trading strength and is far more sensitive to filed accounts and bank conduct than secured lending. We advise on timing an application around your accounts.

Sector Appetite Understood
Some funders have no appetite for whole sectors. We know which before applying.

Multiple Structures Compared
Term loan, revolving facility or revenue-based finance assessed together.

Protecting Your Credit File
Targeted applications rather than broad submissions that leave footprints.
Who Benefits from Unsecured Business Loans
Businesses Without Property
Companies Needing Funds Fast
Owners Protecting Personal Assets
I would highly recommend Amar Dhanota as a mortgage broker to anyone looking to purchase a property. Amar helped me through the process of buying my flat and was absolutely brilliant from start to finish.
What stood out most was her dedication — she stayed on my case for as long as it took, tirelessly searching to find the best possible deal for me. She never made me feel rushed or like just another client. Instead, she gave my situation the time and attention it deserved.
If you’re looking for a mortgage broker who genuinely goes the extra mile and puts your best interests first, look no further than Amar. I can’t thank her enough!
I cannot recommend Amar highly enough. From start to finish she has been an absolute star — always available on the phone, patient, calm and reassuring no matter how many questions I had. Her knowledge and guidance made a stressful process so much easier, and nothing was ever too big an ask.
What really stood out is how Amar went above and beyond her remit. Even once her part of the process was technically complete, she continued to check in, support me and smooth out other areas that weren’t even her responsibility. That level of care and dedication is rare and invaluable.
Thanks to Amar, what could have been overwhelming felt manageable and clear. I would recommend her without hesitation to anyone looking for a broker who genuinely has your back throughout the journey.
Another Project, completed and with Amar’s help we got it over the line! Amar always goes over and above to get the job done, and I come with many issues we spoke so much he must of thought he was a full-time employee of mine. (sorry) Next one will be simple
I have already recommended him and London FS- Property Finance to others, highly recommended and 5 star service. Thank you.
Great Service from Amar and Anita. From Day 1 to completion very clear, and efficent in timing
Quick responses and regular updates. Couldn’t be more thankful as they helped me complete within no time. Also great resources for legal and other solutions if required
Amar, from London Finances Solutions has just helped me a second time with arranging my mortgage and was just as efficient as the first. She makes things as clear and easy as possible, always quick at responding to any questions and is very quick at finding the best deal to fit my needs and generally makes the whole process very smooth. I would highly recommend to anyone seeking mortgage advice and will certainly be returning in the future.
Want to thanks Amar (and LFS) for excellent service. He is master in his trade. He not only helped me through end to end journey of Mortgage but also have provided his valuable suggestion on aligned aspect in my house buying journey. Benefit of clients is always at centre of his heart. Although I have completed my purchase but think this good service relationship will go long way.
Thanks Amar for great help!
Excellent service from LFS – specifically Amar. As first time buyers, there where a lot of nerves and uncertainty – but this was all taken care of by Amar. She guided us along every step of the way and ensured that our application went through as smoothly as possible and in a timely manner.
What stood out was – nothing was ever ‘too much’ of a problem for Amar – rather it was ‘lets see how I can help’. Buying your first house can be really stressful but now we’re in , we’re looking back and thinking we couldn’t have done it without the support and professionalism from LFS.
Would highly recommend LFS to anyone. Thank you to the entire team.
I would highly recommend Amar at London Finance Solutions. Amar was so helpful and friendly in directing us through our mortgage and life insurance application. Amar was highly professional from start to finish and always got back to us straight away with any concern that we might have. Thanks Amar!
Funding Without Charging Your Assets
Funding without property security, decided on trading performance and typically completed within days.
Related Commercial Finance Services
Our Commercial Finance services are structured around real client circumstances rather than product categories, with independent advice across the whole of market.
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Frequently Asked Questions on Unsecured Business Loans
How much is available unsecured?
Commonly up to around one month of turnover, though this varies widely by lender and sector.
How quickly can funds arrive?
Often within a few working days of a full application.
Is a personal guarantee needed?
Almost always for unsecured lending to a limited company.
How much is available unsecured?
Commonly up to around one month of turnover, though appetite varies widely by sector and lender.
How quickly can funds arrive?
Often within two to five working days of a complete application.
What documents are needed?
Typically 6-12 months of business bank statements and the most recent filed accounts.
Does my sector affect eligibility?
Yes. Some funders have no appetite for certain sectors, which is why targeted applications matter.
Are there early settlement savings?
With some funders yes, with others the full charge applies regardless. We check before recommending.
Will it affect my credit file?
A full application leaves a footprint, so we approach only lenders with genuine appetite.
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Every facility we arrange within Specialist Finance.
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- HMO Finance→
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