Unsecured Business Loans

Funding without property security, decided on trading performance and typically completed within days.

Unsecured Business Loans

Funding decided on trading strength, not property security

Unsecured lending is priced on trading strength and is far more sensitive to filed accounts and bank conduct than secured lending. We advise on timing an application around your accounts.

We Structure

Why Unsecured Business Loans Requires the Right Lender

What we arrange

  • Facilities without a charge over property
  • Decisions frequently within 24–48 hours
  • Terms usually from 1 to 5 years
  • Funding for working capital, stock and growth

Who this is for

  • Businesses without property to offer as security
  • Companies needing funds quickly
  • Owners who prefer not to charge personal assets

How London FS helps

Unsecured lending is priced on trading strength and is far more sensitive to filed accounts and bank conduct than secured lending. We advise on timing an application around your accounts.

Important information

The Financial Conduct Authority (FCA) does not regulate some forms of Buy To Let, Commercial & Development Finance, Bridging Finance, Overseas/Foreign National Mortgages and Will Writing.

Dhavi Limited (trading as London FS) is authorised and regulated by the Financial Conduct Authority — firm number 628993. Registered in England, company number 7301914. Registered office: 7 Bell Yard, London, WC2A 2JR.

Clock

Decisions in 24 to 48 Hours

Genuine speed where the trading profile is strong.

Key person

No Charge Over Property

Personal and business assets left unencumbered.

Clipboard list

Bank Conduct Presented Well

Unsecured lending is highly sensitive to how your statements read.

Why Choose Us

Why Unsecured Business Loans with London FS?

Unsecured Business Loans requires more than access to lenders. It requires accurate interpretation of your circumstances and placement with a lender that genuinely understands them.

Unsecured lending is priced on trading strength and is far more sensitive to filed accounts and bank conduct than secured lending. We advise on timing an application around your accounts.

Timeline

Sector Appetite Understood

Some funders have no appetite for whole sectors. We know which before applying.

Clock

Multiple Structures Compared

Term loan, revolving facility or revenue-based finance assessed together.

Target

Protecting Your Credit File

Targeted applications rather than broad submissions that leave footprints.

Our Clients

Who Benefits from Unsecured Business Loans

Businesses Without Property

Companies Needing Funds Fast

Owners Protecting Personal Assets

Testimonials

Client Experiences That Speak for Themselves

Contact Us

Funding Without Charging Your Assets

Funding without property security, decided on trading performance and typically completed within days.

Our Services

Related Commercial Finance Services

Our Commercial Finance services are structured around real client circumstances rather than product categories, with independent advice across the whole of market.

News & Blogs

Latest Financial News & Blogs

FAQ

Frequently Asked Questions on Unsecured Business Loans

How much is available unsecured?

Commonly up to around one month of turnover, though this varies widely by lender and sector.

Often within a few working days of a full application.

Almost always for unsecured lending to a limited company.

Commonly up to around one month of turnover, though appetite varies widely by sector and lender.

Often within two to five working days of a complete application.

Typically 6-12 months of business bank statements and the most recent filed accounts.

Yes. Some funders have no appetite for certain sectors, which is why targeted applications matter.

With some funders yes, with others the full charge applies regardless. We check before recommending.

A full application leaves a footprint, so we approach only lenders with genuine appetite.