Asset Finance
Funding to acquire or release capital from business assets, including plant, machinery, vehicles and equipment.
Asset finance is priced on the asset as much as the borrower, so it often remains available where unsecured lending is not. We identify funders with appetite for your specific asset class.
Why Asset Finance Requires the Right Lender
What we arrange
- Hire purchase and lease arrangements
- Refinance of assets already owned
- Funding across a wide range of business asset classes
- Terms matched to the asset’s useful life
Who this is for
- Businesses investing in capital equipment
- Companies releasing capital from owned assets
- Firms preserving cash for working capital
How London FS helps
Asset finance is priced on the asset as much as the borrower, so it often remains available where unsecured lending is not. We identify funders with appetite for your specific asset class.
Important information
The Financial Conduct Authority (FCA) does not regulate some forms of Buy To Let, Commercial & Development Finance, Bridging Finance, Overseas/Foreign National Mortgages and Will Writing.
Dhavi Limited (trading as London FS) is authorised and regulated by the Financial Conduct Authority — firm number 628993. Registered in England, company number 7301914. Registered office: 7 Bell Yard, London, WC2A 2JR.

Priced on the Asset
Often available where unsecured lending is not the right fit.

Sale and Leaseback
Capital released from assets you own while continuing to use them.

Specialist Asset Classes
Funders with appetite for equipment general lenders will not consider.
Why Asset Finance with London FS?
Asset Finance requires more than access to lenders. It requires accurate interpretation of your circumstances and placement with a lender that genuinely understands them.
Asset finance is priced on the asset as much as the borrower, so it often remains available where unsecured lending is not. We identify funders with appetite for your specific asset class.

Terms Matched to Asset Life
Repayment aligned to the earning period of the equipment.

Hire Purchase or Lease
Ownership and accounting consequences set out before you choose.

Arranged Alongside Other Facilities
Asset finance structured as part of a wider funding picture.
Who Benefits from Asset Finance
Businesses Investing in Plant
Companies Preserving Working Capital
Firms Releasing Tied-Up Capital
I would highly recommend Amar Dhanota as a mortgage broker to anyone looking to purchase a property. Amar helped me through the process of buying my flat and was absolutely brilliant from start to finish.
What stood out most was her dedication — she stayed on my case for as long as it took, tirelessly searching to find the best possible deal for me. She never made me feel rushed or like just another client. Instead, she gave my situation the time and attention it deserved.
If you’re looking for a mortgage broker who genuinely goes the extra mile and puts your best interests first, look no further than Amar. I can’t thank her enough!
I cannot recommend Amar highly enough. From start to finish she has been an absolute star — always available on the phone, patient, calm and reassuring no matter how many questions I had. Her knowledge and guidance made a stressful process so much easier, and nothing was ever too big an ask.
What really stood out is how Amar went above and beyond her remit. Even once her part of the process was technically complete, she continued to check in, support me and smooth out other areas that weren’t even her responsibility. That level of care and dedication is rare and invaluable.
Thanks to Amar, what could have been overwhelming felt manageable and clear. I would recommend her without hesitation to anyone looking for a broker who genuinely has your back throughout the journey.
Another Project, completed and with Amar’s help we got it over the line! Amar always goes over and above to get the job done, and I come with many issues we spoke so much he must of thought he was a full-time employee of mine. (sorry) Next one will be simple
I have already recommended him and London FS- Property Finance to others, highly recommended and 5 star service. Thank you.
Great Service from Amar and Anita. From Day 1 to completion very clear, and efficent in timing
Quick responses and regular updates. Couldn’t be more thankful as they helped me complete within no time. Also great resources for legal and other solutions if required
Amar, from London Finances Solutions has just helped me a second time with arranging my mortgage and was just as efficient as the first. She makes things as clear and easy as possible, always quick at responding to any questions and is very quick at finding the best deal to fit my needs and generally makes the whole process very smooth. I would highly recommend to anyone seeking mortgage advice and will certainly be returning in the future.
Want to thanks Amar (and LFS) for excellent service. He is master in his trade. He not only helped me through end to end journey of Mortgage but also have provided his valuable suggestion on aligned aspect in my house buying journey. Benefit of clients is always at centre of his heart. Although I have completed my purchase but think this good service relationship will go long way.
Thanks Amar for great help!
Excellent service from LFS – specifically Amar. As first time buyers, there where a lot of nerves and uncertainty – but this was all taken care of by Amar. She guided us along every step of the way and ensured that our application went through as smoothly as possible and in a timely manner.
What stood out was – nothing was ever ‘too much’ of a problem for Amar – rather it was ‘lets see how I can help’. Buying your first house can be really stressful but now we’re in , we’re looking back and thinking we couldn’t have done it without the support and professionalism from LFS.
Would highly recommend LFS to anyone. Thank you to the entire team.
I would highly recommend Amar at London Finance Solutions. Amar was so helpful and friendly in directing us through our mortgage and life insurance application. Amar was highly professional from start to finish and always got back to us straight away with any concern that we might have. Thanks Amar!
Invest in Assets, Preserve Your Cash
Funding to acquire or release capital from business assets, including plant, machinery, vehicles and equipment.
Related Asset and Invoice Finance Services
Our Asset and Invoice Finance services are structured around real client circumstances rather than product categories, with independent advice across the whole of market.
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Frequently Asked Questions on Asset Finance
Which assets qualify?
Most identifiable, durable business assets. Appetite varies by class and by funder.
Can owned assets be refinanced?
Yes. Sale and leaseback releases capital while you continue using the asset.
Is this on balance sheet?
It depends on the structure. Confirm the accounting treatment with your accountant.
Which assets can be funded?
Most identifiable durable business assets, though appetite varies by class and funder.
Can I refinance assets I already own?
Yes. Sale and leaseback releases capital while you continue using the asset.
Is a deposit required?
Commonly 10-20%, with nil-deposit options for stronger covenants.
What term is typical?
Two to seven years, matched to the useful life of the asset.
Does it appear on my balance sheet?
It depends on the structure. Confirm the accounting treatment with your accountant.
Can soft assets be funded?
Some funders will consider fit-out, IT and similar, though at shorter terms and lower leverage.
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Every facility we arrange within Wealth.