Million Pound Mortgages
Seven-figure lending for prime residential purchases, arranged through private banks and specialist high-value lenders.
Seven-figure lending is a relationship market. We approach lenders whose current appetite matches your profile rather than submitting broadly, which protects your credit file and speeds up decisions.
Why Million Pound Mortgages Requires the Right Lender
What we arrange
- Mortgages from £1 million to £20 million and beyond
- Prime central London and country house purchases
- Interest only and part-and-part structures
- Lending against international and multi-currency income
Who this is for
- Buyers of prime residential property
- International clients purchasing in the UK
- Clients whose wealth is in assets rather than salary
How London FS helps
Seven-figure lending is a relationship market. We approach lenders whose current appetite matches your profile rather than submitting broadly, which protects your credit file and speeds up decisions.
Important information
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The Financial Conduct Authority (FCA) does not regulate some forms of Buy To Let, Commercial & Development Finance, Bridging Finance, Overseas/Foreign National Mortgages and Will Writing.
Dhavi Limited (trading as London FS) is authorised and regulated by the Financial Conduct Authority — firm number 628993. Registered in England, company number 7301914. Registered office: 7 Bell Yard, London, WC2A 2JR.

£1m to £20m and Beyond
Facilities well beyond standard high-street lending limits.

Prime Central London
Lenders with genuine appetite for high-value London property.

Wealth Not Salary
Structures for clients whose position is in assets rather than income.
Why Million Pound Mortgages with London FS?
Million Pound Mortgages requires more than access to lenders. It requires accurate interpretation of your circumstances and placement with a lender that genuinely understands them.
Seven-figure lending is a relationship market. We approach lenders whose current appetite matches your profile rather than submitting broadly, which protects your credit file and speeds up decisions.

Targeted Lender Approach
We approach only those with current appetite, protecting your credit file.

Bridge-Then-Refinance
Where speed matters, a short-term facility first, then term debt.

Six to Ten Week Timelines
Realistic expectations set at the outset, not optimistic ones.
Who Benefits from Million Pound Mortgages
Prime Residential Buyers
International Purchasers
Asset-Rich Clients
I would highly recommend Amar Dhanota as a mortgage broker to anyone looking to purchase a property. Amar helped me through the process of buying my flat and was absolutely brilliant from start to finish.
What stood out most was her dedication — she stayed on my case for as long as it took, tirelessly searching to find the best possible deal for me. She never made me feel rushed or like just another client. Instead, she gave my situation the time and attention it deserved.
If you’re looking for a mortgage broker who genuinely goes the extra mile and puts your best interests first, look no further than Amar. I can’t thank her enough!
I cannot recommend Amar highly enough. From start to finish she has been an absolute star — always available on the phone, patient, calm and reassuring no matter how many questions I had. Her knowledge and guidance made a stressful process so much easier, and nothing was ever too big an ask.
What really stood out is how Amar went above and beyond her remit. Even once her part of the process was technically complete, she continued to check in, support me and smooth out other areas that weren’t even her responsibility. That level of care and dedication is rare and invaluable.
Thanks to Amar, what could have been overwhelming felt manageable and clear. I would recommend her without hesitation to anyone looking for a broker who genuinely has your back throughout the journey.
Another Project, completed and with Amar’s help we got it over the line! Amar always goes over and above to get the job done, and I come with many issues we spoke so much he must of thought he was a full-time employee of mine. (sorry) Next one will be simple
I have already recommended him and London FS- Property Finance to others, highly recommended and 5 star service. Thank you.
Great Service from Amar and Anita. From Day 1 to completion very clear, and efficent in timing
Quick responses and regular updates. Couldn’t be more thankful as they helped me complete within no time. Also great resources for legal and other solutions if required
Amar, from London Finances Solutions has just helped me a second time with arranging my mortgage and was just as efficient as the first. She makes things as clear and easy as possible, always quick at responding to any questions and is very quick at finding the best deal to fit my needs and generally makes the whole process very smooth. I would highly recommend to anyone seeking mortgage advice and will certainly be returning in the future.
Want to thanks Amar (and LFS) for excellent service. He is master in his trade. He not only helped me through end to end journey of Mortgage but also have provided his valuable suggestion on aligned aspect in my house buying journey. Benefit of clients is always at centre of his heart. Although I have completed my purchase but think this good service relationship will go long way.
Thanks Amar for great help!
Excellent service from LFS – specifically Amar. As first time buyers, there where a lot of nerves and uncertainty – but this was all taken care of by Amar. She guided us along every step of the way and ensured that our application went through as smoothly as possible and in a timely manner.
What stood out was – nothing was ever ‘too much’ of a problem for Amar – rather it was ‘lets see how I can help’. Buying your first house can be really stressful but now we’re in , we’re looking back and thinking we couldn’t have done it without the support and professionalism from LFS.
Would highly recommend LFS to anyone. Thank you to the entire team.
I would highly recommend Amar at London Finance Solutions. Amar was so helpful and friendly in directing us through our mortgage and life insurance application. Amar was highly professional from start to finish and always got back to us straight away with any concern that we might have. Thanks Amar!
Prime Property, Prime Lending
Seven-figure lending for prime residential purchases, arranged through private banks and specialist high-value lenders.
Related Mortgages Services
Our Mortgages services are structured around real client circumstances rather than product categories, with independent advice across the whole of market.
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Frequently Asked Questions on Million Pound Mortgages
What deposit is expected?
Commonly 25–35%, though lower is achievable where assets are placed under management.
Can foreign income be used?
Yes. Several lenders accept multi-currency income, usually with a margin applied.
How long does it take?
Typically six to ten weeks, though faster where a bridging facility is used first.
What deposit is expected on a seven-figure purchase?
Commonly 25-35%, though lower is achievable where assets are placed under management.
Can foreign currency income be used?
Yes. Several lenders accept multi-currency income, usually applying a margin for exchange movement.
Is interest only available?
Frequently at this level, subject to a credible and evidenced repayment strategy.
Are new-build prime flats fundable?
Yes, though lenders apply stricter loan-to-value limits on new-build apartments.
How is a unique property valued?
By specialist valuers, and lenders may commission two independent valuations on exceptional assets.
Can I complete quickly?
A bridging facility first, refinanced onto term debt, is the usual route where speed matters.
More Mortgages Services
Every facility we arrange within Mortgages.