International Mortgages

Lending arranged across borders, whether raising capital in the UK against overseas assets or financing property abroad.

International Mortgages

Lending arranged across borders and currencies

Cross-border cases involve currency risk, tax residence and differing lender appetite. We coordinate with your tax adviser so the structure works beyond the lending itself.

We Structure

Why International Mortgages Requires the Right Lender

What we arrange

  • UK lending for clients with overseas income or assets
  • Multi-currency mortgage structures
  • Capital raising against a UK property to fund an overseas purchase
  • Private bank facilities for internationally mobile clients

Who this is for

  • Clients with income or assets in more than one country
  • Expatriates maintaining UK property
  • Internationally mobile professionals and business owners

How London FS helps

Cross-border cases involve currency risk, tax residence and differing lender appetite. We coordinate with your tax adviser so the structure works beyond the lending itself.

Important information

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The Financial Conduct Authority (FCA) does not regulate some forms of Buy To Let, Commercial & Development Finance, Bridging Finance, Overseas/Foreign National Mortgages and Will Writing.

Dhavi Limited (trading as London FS) is authorised and regulated by the Financial Conduct Authority — firm number 628993. Registered in England, company number 7301914. Registered office: 7 Bell Yard, London, WC2A 2JR.

Clock

Currency Risk Made Explicit

Borrowing in a different currency to your income can materially raise cost.

Key person

UK Assets Funding Overseas Purchase

Raising capital here to buy abroad, structured properly.

Clipboard list

Tax Residence Considered

It affects lender choice as well as your wider position.

Why Choose Us

Why International Mortgages with London FS?

International Mortgages requires more than access to lenders. It requires accurate interpretation of your circumstances and placement with a lender that genuinely understands them.

Cross-border cases involve currency risk, tax residence and differing lender appetite. We coordinate with your tax adviser so the structure works beyond the lending itself.

Timeline

Private Bank Relationships

Institutions built for internationally mobile clients.

Clock

Adviser Coordination

We work with your tax adviser rather than around them.

Target

Multi-Currency Structures

Facilities designed for income arriving in more than one currency.

Our Clients

Who Benefits from International Mortgages

Clients With Multi-Country Assets

Expatriates Holding UK Property

Internationally Mobile Professionals

Testimonials

Client Experiences That Speak for Themselves

Contact Us

Finance That Crosses Borders

Lending arranged across borders, whether raising capital in the UK against overseas assets or financing property abroad.

Our Services

Related Foreign Nationals & Expats Services

Our Foreign Nationals & Expats services are structured around real client circumstances rather than product categories, with independent advice across the whole of market.

News & Blogs

Latest Financial News & Blogs

FAQ

Frequently Asked Questions on International Mortgages

Can I borrow in a different currency to my income?

Yes, though currency movement can materially affect the real cost of the loan.

Frequently, yes, by raising capital against a UK asset.

Significantly. It affects both lender choice and the wider tax position, on which you should take specialist advice.

Yes, though exchange movement can materially change the sterling cost of your debt.

Frequently, by raising capital against a UK asset rather than borrowing abroad.

Significantly, for lender choice and for your wider position. Take specialist tax advice.

Some private banks will consider them; most UK lenders require UK security.

Several lenders accommodate this, typically applying a margin to non-sterling income.

We focus on UK lending and UK-based capital raising, and will say so where a local lender is better placed.