International Mortgages
Lending arranged across borders, whether raising capital in the UK against overseas assets or financing property abroad.
Cross-border cases involve currency risk, tax residence and differing lender appetite. We coordinate with your tax adviser so the structure works beyond the lending itself.
Why International Mortgages Requires the Right Lender
What we arrange
- UK lending for clients with overseas income or assets
- Multi-currency mortgage structures
- Capital raising against a UK property to fund an overseas purchase
- Private bank facilities for internationally mobile clients
Who this is for
- Clients with income or assets in more than one country
- Expatriates maintaining UK property
- Internationally mobile professionals and business owners
How London FS helps
Cross-border cases involve currency risk, tax residence and differing lender appetite. We coordinate with your tax adviser so the structure works beyond the lending itself.
Important information
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The Financial Conduct Authority (FCA) does not regulate some forms of Buy To Let, Commercial & Development Finance, Bridging Finance, Overseas/Foreign National Mortgages and Will Writing.
Dhavi Limited (trading as London FS) is authorised and regulated by the Financial Conduct Authority — firm number 628993. Registered in England, company number 7301914. Registered office: 7 Bell Yard, London, WC2A 2JR.

Currency Risk Made Explicit
Borrowing in a different currency to your income can materially raise cost.

UK Assets Funding Overseas Purchase
Raising capital here to buy abroad, structured properly.

Tax Residence Considered
It affects lender choice as well as your wider position.
Why International Mortgages with London FS?
International Mortgages requires more than access to lenders. It requires accurate interpretation of your circumstances and placement with a lender that genuinely understands them.
Cross-border cases involve currency risk, tax residence and differing lender appetite. We coordinate with your tax adviser so the structure works beyond the lending itself.

Private Bank Relationships
Institutions built for internationally mobile clients.

Adviser Coordination
We work with your tax adviser rather than around them.

Multi-Currency Structures
Facilities designed for income arriving in more than one currency.
Who Benefits from International Mortgages
Clients With Multi-Country Assets
Expatriates Holding UK Property
Internationally Mobile Professionals
I would highly recommend Amar Dhanota as a mortgage broker to anyone looking to purchase a property. Amar helped me through the process of buying my flat and was absolutely brilliant from start to finish.
What stood out most was her dedication — she stayed on my case for as long as it took, tirelessly searching to find the best possible deal for me. She never made me feel rushed or like just another client. Instead, she gave my situation the time and attention it deserved.
If you’re looking for a mortgage broker who genuinely goes the extra mile and puts your best interests first, look no further than Amar. I can’t thank her enough!
I cannot recommend Amar highly enough. From start to finish she has been an absolute star — always available on the phone, patient, calm and reassuring no matter how many questions I had. Her knowledge and guidance made a stressful process so much easier, and nothing was ever too big an ask.
What really stood out is how Amar went above and beyond her remit. Even once her part of the process was technically complete, she continued to check in, support me and smooth out other areas that weren’t even her responsibility. That level of care and dedication is rare and invaluable.
Thanks to Amar, what could have been overwhelming felt manageable and clear. I would recommend her without hesitation to anyone looking for a broker who genuinely has your back throughout the journey.
Another Project, completed and with Amar’s help we got it over the line! Amar always goes over and above to get the job done, and I come with many issues we spoke so much he must of thought he was a full-time employee of mine. (sorry) Next one will be simple
I have already recommended him and London FS- Property Finance to others, highly recommended and 5 star service. Thank you.
Great Service from Amar and Anita. From Day 1 to completion very clear, and efficent in timing
Quick responses and regular updates. Couldn’t be more thankful as they helped me complete within no time. Also great resources for legal and other solutions if required
Amar, from London Finances Solutions has just helped me a second time with arranging my mortgage and was just as efficient as the first. She makes things as clear and easy as possible, always quick at responding to any questions and is very quick at finding the best deal to fit my needs and generally makes the whole process very smooth. I would highly recommend to anyone seeking mortgage advice and will certainly be returning in the future.
Want to thanks Amar (and LFS) for excellent service. He is master in his trade. He not only helped me through end to end journey of Mortgage but also have provided his valuable suggestion on aligned aspect in my house buying journey. Benefit of clients is always at centre of his heart. Although I have completed my purchase but think this good service relationship will go long way.
Thanks Amar for great help!
Excellent service from LFS – specifically Amar. As first time buyers, there where a lot of nerves and uncertainty – but this was all taken care of by Amar. She guided us along every step of the way and ensured that our application went through as smoothly as possible and in a timely manner.
What stood out was – nothing was ever ‘too much’ of a problem for Amar – rather it was ‘lets see how I can help’. Buying your first house can be really stressful but now we’re in , we’re looking back and thinking we couldn’t have done it without the support and professionalism from LFS.
Would highly recommend LFS to anyone. Thank you to the entire team.
I would highly recommend Amar at London Finance Solutions. Amar was so helpful and friendly in directing us through our mortgage and life insurance application. Amar was highly professional from start to finish and always got back to us straight away with any concern that we might have. Thanks Amar!
Finance That Crosses Borders
Lending arranged across borders, whether raising capital in the UK against overseas assets or financing property abroad.
Related Foreign Nationals & Expats Services
Our Foreign Nationals & Expats services are structured around real client circumstances rather than product categories, with independent advice across the whole of market.
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Frequently Asked Questions on International Mortgages
Can I borrow in a different currency to my income?
Yes, though currency movement can materially affect the real cost of the loan.
Can UK property fund an overseas purchase?
Frequently, yes, by raising capital against a UK asset.
Does tax residence matter?
Significantly. It affects both lender choice and the wider tax position, on which you should take specialist advice.
Can I borrow in one currency and earn in another?
Yes, though exchange movement can materially change the sterling cost of your debt.
Can UK property fund an overseas purchase?
Frequently, by raising capital against a UK asset rather than borrowing abroad.
Does my tax residence matter?
Significantly, for lender choice and for your wider position. Take specialist tax advice.
Are overseas assets accepted as security?
Some private banks will consider them; most UK lenders require UK security.
What if I am paid in multiple currencies?
Several lenders accommodate this, typically applying a margin to non-sterling income.
Can you arrange lending outside the UK?
We focus on UK lending and UK-based capital raising, and will say so where a local lender is better placed.
More Foreign Nationals & Expats Services
Every facility we arrange within Foreign Nationals & Expats.