Probate Loans
Funding for executors to meet inheritance tax and estate costs before probate is granted and assets can be released.
Inheritance tax is generally payable before probate is granted, which creates a genuine timing problem for executors. We arrange facilities that resolve it without forcing a rushed sale of estate property.
Why Probate Loans Requires the Right Lender
What we arrange
- Facilities to settle inheritance tax ahead of probate
- Funding for estate expenses and legal costs
- Advances against a beneficiary’s expected inheritance
- Repayment from the estate on distribution
Who this is for
- Executors facing an inheritance tax bill before assets can be sold
- Families needing to preserve a property rather than sell quickly
- Beneficiaries awaiting distribution of an estate
How London FS helps
Inheritance tax is generally payable before probate is granted, which creates a genuine timing problem for executors. We arrange facilities that resolve it without forcing a rushed sale of estate property.
Important information
The Financial Conduct Authority (FCA) does not regulate some forms of Buy To Let, Commercial & Development Finance, Bridging Finance, Overseas/Foreign National Mortgages and Will Writing.
Dhavi Limited (trading as London FS) is authorised and regulated by the Financial Conduct Authority — firm number 628993. Registered in England, company number 7301914. Registered office: 7 Bell Yard, London, WC2A 2JR.
The IHT Timing Problem Solved
Tax is due before probate releases the assets needed to pay it.
Structured Against the Estate
Usually rather than against the executor personally.
No Forced Property Sale
The estate property can be marketed properly rather than discounted.
Why Probate Loans with London FS?
Probate Loans requires more than access to lenders. It requires accurate interpretation of your circumstances and placement with a lender that genuinely understands them.
Inheritance tax is generally payable before probate is granted, which creates a genuine timing problem for executors. We arrange facilities that resolve it without forcing a rushed sale of estate property.
Solicitor Coordination
We work alongside the probate solicitor throughout.
Beneficiary Advances
Funding against an expected inheritance where a beneficiary needs it sooner.
Handled With Sensitivity
These arise at difficult times and we conduct them accordingly.
Who Benefits from Probate Loans
Executors Facing IHT Deadlines
Families Preserving Property
Beneficiaries Awaiting Distribution
Another Project, completed and with Amar’s help we got it over the line! Amar always goes over and above to get the job done, and I come with many issues 
we spoke so much he must of thought he was a full-time employee of mine. (sorry) Next one will be simple 
I have already recommended him and London FS- Property Finance to others, highly recommended and 5 star service. Thank you.
Settle the Estate Without a Forced Sale
Funding for executors to meet inheritance tax and estate costs before probate is granted and assets can be released.
Related Wills, Estate Planning and Probate Services
Our Wills, Estate Planning and Probate services are structured around real client circumstances rather than product categories, with independent advice across the whole of market.
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Frequently Asked Questions on Probate Loans
Why is funding needed before probate?
Inheritance tax is normally due within six months of death, but estate assets often cannot be accessed until probate is granted.
Is executor liability personal?
Facilities are usually structured against the estate rather than the executor personally, though terms vary.
How is it repaid?
From estate assets once probate is granted and property or investments are realised.
Why is funding needed before probate?
Inheritance tax is generally due within six months of death, but estate assets cannot be accessed until probate is granted.
Is the executor personally liable?
Facilities are usually structured against the estate rather than the executor, though terms vary.
How quickly can it be arranged?
Commonly two to four weeks, subject to the solicitor confirming the estate position.
How much can be advanced?
Against estate assets, subject to valuation and confirmation of the grant application.
Can it fund more than the tax bill?
Yes. Legal fees, property maintenance and other estate costs are commonly included.
How is it repaid?
From estate assets once probate is granted and property or investments are realised.