Million Pound Mortgages

Seven-figure lending for prime residential purchases, arranged through private banks and specialist high-value lenders.

Million Pound Mortgages

Seven-figure lending for prime residential property

Seven-figure lending is a relationship market. We approach lenders whose current appetite matches your profile rather than submitting broadly, which protects your credit file and speeds up decisions.

We Structure

Why Million Pound Mortgages Requires the Right Lender

What we arrange

  • Mortgages from £1 million to £20 million and beyond
  • Prime central London and country house purchases
  • Interest only and part-and-part structures
  • Lending against international and multi-currency income

Who this is for

  • Buyers of prime residential property
  • International clients purchasing in the UK
  • Clients whose wealth is in assets rather than salary

How London FS helps

Seven-figure lending is a relationship market. We approach lenders whose current appetite matches your profile rather than submitting broadly, which protects your credit file and speeds up decisions.

Important information

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The Financial Conduct Authority (FCA) does not regulate some forms of Buy To Let, Commercial & Development Finance, Bridging Finance, Overseas/Foreign National Mortgages and Will Writing.

Dhavi Limited (trading as London FS) is authorised and regulated by the Financial Conduct Authority — firm number 628993. Registered in England, company number 7301914. Registered office: 7 Bell Yard, London, WC2A 2JR.

Clock

£1m to £20m and Beyond

Facilities well beyond standard high-street lending limits.

Key person

Prime Central London

Lenders with genuine appetite for high-value London property.

Clipboard list

Wealth Not Salary

Structures for clients whose position is in assets rather than income.

Why Choose Us

Why Million Pound Mortgages with London FS?

Million Pound Mortgages requires more than access to lenders. It requires accurate interpretation of your circumstances and placement with a lender that genuinely understands them.

Seven-figure lending is a relationship market. We approach lenders whose current appetite matches your profile rather than submitting broadly, which protects your credit file and speeds up decisions.

Timeline

Targeted Lender Approach

We approach only those with current appetite, protecting your credit file.

Clock

Bridge-Then-Refinance

Where speed matters, a short-term facility first, then term debt.

Target

Six to Ten Week Timelines

Realistic expectations set at the outset, not optimistic ones.

Our Clients

Who Benefits from Million Pound Mortgages

Prime Residential Buyers

International Purchasers

Asset-Rich Clients

Testimonials

Client Experiences That Speak for Themselves

Contact Us

Prime Property, Prime Lending

Seven-figure lending for prime residential purchases, arranged through private banks and specialist high-value lenders.

Our Services

Related Mortgages Services

Our Mortgages services are structured around real client circumstances rather than product categories, with independent advice across the whole of market.

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Latest Financial News & Blogs

FAQ

Frequently Asked Questions on Million Pound Mortgages

What deposit is expected?

Commonly 25–35%, though lower is achievable where assets are placed under management.

Yes. Several lenders accept multi-currency income, usually with a margin applied.

Typically six to ten weeks, though faster where a bridging facility is used first.

Commonly 25-35%, though lower is achievable where assets are placed under management.

Yes. Several lenders accept multi-currency income, usually applying a margin for exchange movement.

Frequently at this level, subject to a credible and evidenced repayment strategy.

Yes, though lenders apply stricter loan-to-value limits on new-build apartments.

By specialist valuers, and lenders may commission two independent valuations on exceptional assets.

A bridging facility first, refinanced onto term debt, is the usual route where speed matters.