Asset Finance

Funding to acquire or release capital from business assets, including plant, machinery, vehicles and equipment.

Asset Finance

Funding business assets, or releasing capital from them

Asset finance is priced on the asset as much as the borrower, so it often remains available where unsecured lending is not. We identify funders with appetite for your specific asset class.

We Structure

Why Asset Finance Requires the Right Lender

What we arrange

  • Hire purchase and lease arrangements
  • Refinance of assets already owned
  • Funding across a wide range of business asset classes
  • Terms matched to the asset’s useful life

Who this is for

  • Businesses investing in capital equipment
  • Companies releasing capital from owned assets
  • Firms preserving cash for working capital

How London FS helps

Asset finance is priced on the asset as much as the borrower, so it often remains available where unsecured lending is not. We identify funders with appetite for your specific asset class.

Important information

The Financial Conduct Authority (FCA) does not regulate some forms of Buy To Let, Commercial & Development Finance, Bridging Finance, Overseas/Foreign National Mortgages and Will Writing.

Dhavi Limited (trading as London FS) is authorised and regulated by the Financial Conduct Authority — firm number 628993. Registered in England, company number 7301914. Registered office: 7 Bell Yard, London, WC2A 2JR.

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Priced on the Asset

Often available where unsecured lending is not the right fit.

Key person

Sale and Leaseback

Capital released from assets you own while continuing to use them.

Clipboard list

Specialist Asset Classes

Funders with appetite for equipment general lenders will not consider.

Why Choose Us

Why Asset Finance with London FS?

Asset Finance requires more than access to lenders. It requires accurate interpretation of your circumstances and placement with a lender that genuinely understands them.

Asset finance is priced on the asset as much as the borrower, so it often remains available where unsecured lending is not. We identify funders with appetite for your specific asset class.

Timeline

Terms Matched to Asset Life

Repayment aligned to the earning period of the equipment.

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Hire Purchase or Lease

Ownership and accounting consequences set out before you choose.

Target

Arranged Alongside Other Facilities

Asset finance structured as part of a wider funding picture.

Our Clients

Who Benefits from Asset Finance

Businesses Investing in Plant

Companies Preserving Working Capital

Firms Releasing Tied-Up Capital

Testimonials

Client Experiences That Speak for Themselves

Contact Us

Invest in Assets, Preserve Your Cash

Funding to acquire or release capital from business assets, including plant, machinery, vehicles and equipment.

Our Services

Related Asset and Invoice Finance Services

Our Asset and Invoice Finance services are structured around real client circumstances rather than product categories, with independent advice across the whole of market.

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Latest Financial News & Blogs

FAQ

Frequently Asked Questions on Asset Finance

Which assets qualify?

Most identifiable, durable business assets. Appetite varies by class and by funder.

Yes. Sale and leaseback releases capital while you continue using the asset.

It depends on the structure. Confirm the accounting treatment with your accountant.

Most identifiable durable business assets, though appetite varies by class and funder.

Yes. Sale and leaseback releases capital while you continue using the asset.

Commonly 10-20%, with nil-deposit options for stronger covenants.

Two to seven years, matched to the useful life of the asset.

It depends on the structure. Confirm the accounting treatment with your accountant.

Some funders will consider fit-out, IT and similar, though at shorter terms and lower leverage.